When it comes to describing oneself as being economically conscious, using the phrase "am cheap" can come off as negative or self-deprecating. Therefore, it may be more appropriate to use synonyms that convey similar meanings without the negative connotations. Some of these synonyms include "frugal," "economical," "thrifty," "budget-conscious," "cost-savvy," and "moneywise." These words suggest that one is mindful of their spending habits and careful with their money. They can also be seen as more respectable and responsible in terms of financial management, rather than being perceived as stingy or miserly.